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We have selected Worldwide Financial Planning as our preferred partners to assist you with all your financial queries. Worldwide are an FT award winning firm of Independent Financial Advisers with offices and advisers across the UK.

Contact us for further details.

We strongly recommend you obtain comprehensive information on Holiday Home Insurance.  We have selected Towan Insurance Brokers Ltd as our preferred partners who are an independent insurance broker.

Contact us for further details.

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Finance

Worldwide have won 16 awards from the Financial Times in four years and are highly respected in financial circles as being experts and specialists within their fields. Their Managing Director, Peter McGahan writes for local and national publications which includes the FT Adviser, Channel 4, BBC, Tiscali Money, Yahoo Finance and various other media. Peter McGahan also writes regularly for us and his articles can be seen in our ’Sector News’

If you have a financial query and wish to speak to a dedicated adviser, contact Worldwide Financial Planning on 0845 230 9876 or email info@wwfp.net

Towan Insurance Brokers Ltd is an independent insurance broker, run alongside Walmsley Baker Financial Services Ltd.  Their team bring a new and fresh approach to the insurance market, with over 35 years insurance experience between them they can help find a solution to your needs. Towan specialise in both personal and commercial insurances, including Residential, Holiday Lets, Commercial and Mixed property portfolios and through their association with "The Cobra Network", one of the UK’s largest networks, are able to place business with both the main Insurers and Lloyds Markets. The company aim is simple - to provide support and assistance, excellent customer service, no administration charges and a follow-up claims service dedicated to offering full support to you, the customer.
Please contact Towan Insurance on 01637 876876, or mailto:admin@towaninsurance.co.uk or via the contact form and one of their advisers will help find you the most suitable policy.
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LEISURE INVESTMENTS UK


"Specialists in the sale, acquisition and management of holiday homes throughout the UK"


FULL LETTING & ASSET MANAGEMENT SERVICE
Including maintenance & cleaning for a complete "hands off" investment


PORTFOLIO GROWTH MANAGEMENT
We can implement a strategy to help grow and manage your investment portfolio


INCOME GENERATIVE INVESTMENTS
Benefit from estimated yields of up to 10% gross per annum


SIGNIFICANT TAX ADVANTAGES
A professionally run holiday letting business can benefit from lower rates of capital gains tax on disposal, subject to conditions (see "Tax Breaks" below).


BUYERS
We have access to many high quality holiday homes in strategic holiday "hot spots" able to produce high yields. We can act as your acquisition agent to obtain the best opportunities.


SELLERS
Register your property with us and gain immediate access to hundreds of sophisticated buyers, investment companies and investors of high net worth


SPECIALIST MORTGAGES & INSURANCE
Our specialist brokers who will provide quality products for your individual needs


ETHICAL POLICY
We handle properties within the holiday sector only and in particular avoid dealing with 1st time buyers homes
 
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Tax Breaks

The tax situation with professionally run furnished holiday homes is well worth looking at, following a full review in April 2008.  Capital Gains tax is now a flat 18% for all types of investment including buy to let, commercial property, shares etc.  However, UK furnished holiday homes are classed as a commercial business asset if let professionally (available for public rental for 140 days a year min and lettings of 7 weeks a year minimum and let at market rent and fully furnished) and attract the special entrepreneurs’ tax rate of 10% . This takes the standard 18% capital gains tax rate down to just 10% on the first £1 million of profit made as an entrepreneur by selling a business, furnished holiday rental or business premises used for occupation by your business. (hhtp://www.hmrc.gov.uk/cgt/disposal.htm)

Holiday home investments can be “hands off” if you give the property to a holiday company to fully manage. You can expect charges of around 30% of the gross annual rental but you then avoid marketing, cleaning and day to day maintenance concerns.
Holiday home investments can also be more fun and many offer you the opportunity to take personal breaks on off-weeks and between paying visitors without affecting your yield too much.
“Holidayhometobuy.com” works with numerous local and national holiday letting and management companies. Click here to request more information.
Worldwide Financial Planning  Towan Insurance